![Planning well for the next year](https://www.stretchforgrowth.com/wp-content/uploads/2020/12/It-was-a-tough-year-for-Santa-too-769x511.jpg)
![Planning well for the next year](https://www.stretchforgrowth.com/wp-content/uploads/2020/12/It-was-a-tough-year-for-Santa-too-769x511.jpg)
2020 has been a tough year for everyone – not just for us mere mortals on account of the COVID-19 pandemic and related financial stresses, but for Santa, too. His core business, the manufacture, production and delivery of toys and other goodies, has shrunk considerably. A general lack of disposable income is a worldwide phenomenon,…